Business planning services look at the entire financial situation of your business. Below is a list of topics that may be covered during the process.

• Risk management for closely held businesses

  • Risk analysis in a closely held business

  • Personal exposures

    • Workers' compensation and Employers' Liability

    • Key employee risk

    • Valuing key employees

    • Key employee life insurance

    • Key employee disability income insurance

• Compensation planning

  • Review of compensation structure and cash bonus strategies and arrangements

  • Deferred compensation plans

  • Life insurance in the compensation plan

  • Compensation planning for business owner and nonowner-employee

• Business transfer

  • Informal business valuation

  • Proprietorship buy-sell agreements

  • Partnership buy-sell agreements

  • Funding alternatives for the buy-sell agreement

  • LLC buy-sell agreements

• Business continuation

  • Business continuation strategies at the death of owner

  • Estate preservation planning after the death of owner

• Financial wellness

  • Workplace financial wellness

  • Employer-sponsored seminars

  • Employee benefits review

• Disability of business owner or professional

  • Disability buy-sell agreements

  • Salary continuation

    • Unincorporated business

    • S Corporations

  • Business overhead expense strategies

• Financial health & management

  • Cash reserves strategies

  • Debt management

  • Cash flow management

  • Business formation review

Retirement plans
Your organization is growing, and you're starting to wonder if you should provide a retirement plan for your and your employees. There are many benefits to starting a retirement plan. Having a retirement plan can help you:

• Reduce your organizations taxes

• Build vital retirement saving for yourself

• Provide an attractive retirement plan to recruit, reward, and retain valuable employees

Choosing a retirement plan can seem daunting. No matter what stage your company is in, Ryan can provide products and services to fit your needs. You have options:

• 401(k), 403(b), 401(a), ESOP, KSOP, and other retirement plan types

• Plans tailored to for-profit, tax-exempt, governmental, and union organizations

• Full-service or third-party administrator (TPA) services arrangements

• Flexible integration with payroll providers

• Administrative services that limit your involvement in participant transactions

• Personalized participant education and engagement

Ready to get started? Contact Ryan.